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• 14:47, 29 December 2023 Joann921996012 talk contribs created page What Is My Credit Score (Created page with "Mortgage default insurance protects lenders if the borrower defaults on the high-ratio mortgage with below 20% equity. Longer 5+ year mortgage terms reduce prepayment flexibility but offer payment stability. Longer mortgage terms over a few years reduce prepayment flexibility but offer payment stability. Comparison mortgage shopping between banks, brokers and lenders could very well save thousands long-term. Mortgage lenders closely scrutinize income, fico scores, advanc...")