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• 14:42, 29 December 2023 JedNettles talk contribs created page How To Increase Credit Score (Created page with "Conventional mortgages require 20% first payment to avoid costly CMHC insurance costs. Mortgages with over 80% loan-to-value require insurance from CMHC or a private company. MIC mortgage investment corporations serve riskier borrowers unable to qualify at traditional banks. Mortgage loan insurance protects the lender against default, allowing high ratio mortgages necessary for affordability. Mortgage brokers can access wholesale lender rates and negotiate lower fees [ht...")