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• 13:57, 29 December 2023 RobinL4771355 talk contribs created page User:RobinL4771355 (Created page with "Payment frequency choices include monthly, accelerated biweekly or weekly schedules to cut back amortization periods. Most mortgages contain annual prepayment privileges like 15-20% from the original principal to make lump sum payments. Shorter terms around 1-three years allow using lower rates once they become available. The interest differential or IRD may be the penalty fee for breaking a closed mortgage term before maturity. The maximum amortization period has declin...")